Disclaimer: This masterclass is a product made by Josh Develop Pty Ltd for the purposes of providing information on the property industry. The information in the masterclass is not intended to constitute or substitute for, professional, legal, real estate, financial, design, project management, construction or investment advice otherwise received and it has not taken into account or have consideration of, or relationship to, the particular property need, objectives or circumstances of the recipient of the information contained in this masterclass. Appropriate professional advice should be obtained by any person prior to acting on any of the information contained in this masterclass.

By attending this masterclass you, the recipient and/or your advisor acknowledge that while Josh Develop Pty Ltd make every effort to provide accurate and reliable information, we neither endorse or are responsbile for the accuracy or reliability of any opinion, third party resource or any statement made.

This masterclass is an opinion as at the date of the masterclass you have registered for and the opinion is subject to change depending on the changing market conditions. The masterclass is not an absolute solution nor should it be taken as one. The information contained herein, may change depending on a number of imponderable and variable facts and matters which affect the accuracy of the opinion given, including, but not limited to:

- Changes to government policy and legislation
- General state of the economy
- Local supplier and market fluctuations
- Changes to property development conditions
- Bank finance regulations
- New technologies
- Location & Amenities

No responsibility is accepted should the information be incorrect or incomplete in any way. You agree to defend, indemnify and hold Us, our officers, directors, employees, agents, licensors, and suppliers, harmless from and against any direct or indirect claims, actions or demands, liabilities and settlements, including, without limitation legal and accounting fees, resulting from, or alleged to result from, use of the masterclass information by You.

Privacy Policy:

Josh Develop is committed to providing quality services to you and this policy outlines our ongoing obligations to you in respect of how we manage your Personal Information.

We have adopted the National Privacy Principles (NPPs) contained in the Privacy Act 1988 (Cth) (the Privacy Act). The NPPs govern the way in which we collect, use, disclose, store, secure and dispose of your Personal Information.

A copy of the Australian Privacy Principles may be obtained from the website of The Office of the Federal Privacy Commissioner at www.privacy.gov.au.

What is Personal Information and why do we collect it?

Personal Information is information or an opinion that identifies an individual. Examples of Personal Information we collect include: names, addresses, email addresses, phone and facsimile numbers.

This Personal Information is obtained in many ways including interviews, correspondence, by telephone and facsimile, by email, via our website www.buyersguidetobuilders.com.au, www.joshdevelop.com.au, from your website, from media and publications, from other publicly available sources, and from third parties. We don’t guarantee website links or policy of authorised third parties.

We collect your Personal Information for the primary purpose of providing our services to you, providing information to our clients and marketing. We may also use your Personal Information for secondary purposes closely related to the primary purpose, in circumstances where you would reasonably expect such use or disclosure. You may unsubscribe from our mailing/marketing lists at any time by contacting us in writing.

When we collect Personal Information we will, where appropriate and where possible, explain to you why we are collecting the information and how we plan to use it.

Sensitive Information

Sensitive information is defined in the Privacy Act to include information or opinion about such things as an individual's racial or ethnic origin, political opinions, membership of a political association, religious or philosophical beliefs, membership of a trade union or other professional body, criminal record or health information.

Sensitive information will be used by us only:
• For the primary purpose for which it was obtained
• For a secondary purpose that is directly related to the primary purpose
• With your consent; or where required or authorised by law.

Third Parties

Where reasonable and practicable to do so, we will collect your Personal Information only from you. However, in some circumstances we may be provided with information by third parties. In such a case we will take reasonable steps to ensure that you are made aware of the information provided to us by the third party.

Disclosure of Personal Information

Your Personal Information may be disclosed in a number of circumstances including the following:
• Third parties where you consent to the use or disclosure; and
• Where required or authorised by law.

Security of Personal Information

Your Personal Information is stored in a manner that reasonably protects it from misuse and loss and from unauthorized access, modification or disclosure.

When your Personal Information is no longer needed for the purpose for which it was obtained, we will take reasonable steps to destroy or permanently de-identify your Personal Information. However, most of the Personal Information is or will be stored in client files which will be kept by us for a minimum of 7 years.

Access to your Personal Information

You may access the Personal Information we hold about you and to update and/or correct it, subject to certain exceptions. If you wish to access your Personal Information, please contact us in writing.

Josh Develop will not charge any fee for your access request, but may charge an administrative fee for providing a copy of your Personal Information.

In order to protect your Personal Information we may require identification from you before releasing the requested information.

Maintaining the Quality of your Personal Information

It is an important to us that your Personal Information is up to date. We will take reasonable steps to make sure that your Personal Information is accurate, complete and up-to-date. If you find that the information we have is not up to date or is inaccurate, please advise us as soon as practicable so we can update our records and ensure we can continue to provide quality services to you.

Policy Updates

This Policy may change from time to time and is available on our website.

Privacy Policy Complaints and Enquiries

If you have any queries or complaints about our Privacy Policy please contact us at:

L54, 111 Eagle St, Brisbane Qld 4000
07 3041 1171